Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

Representative APR 24.0–27.75%
Amount

R500–R8k

Term

1–6 mo

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

Representative APR 36–60%
Amount

R4k–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

Representative APR 15.0–27.75%
Amount

R2k–R250k

Term

6–72 mo

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

Representative APR 21.0–27.75%
Amount

R1k–R50k

Term

1–24 mo

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

Representative APR 36.0–38%
Amount

R1k–R7.2k

Term

2–2 mo

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

FNB Personal Loan with eBucks Rewards

FNB (First National Bank)

Representative APR 12.0–27.75%
Amount

R1k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.

Representative APR 10.25–27.75%
Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

Representative APR 12.25–27.75%
Amount

R1k–R250k

Term

6–84 mo

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.

Representative APR 24.0–27.75%
Amount

R500–R8k

Term

1–6 mo

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

Representative APR 27.0–27.75%
Amount

R500–R50k

Term

1–36 mo

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

Representative APR 12.0–27.75%
Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

Representative APR 15.0–27.75%
Amount

R500–R100k

Term

3–36 mo

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

Representative APR 12.25–29.25%
Amount

R2k–R300k

Term

6–72 mo

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

Representative APR 15.0–28.0%
Amount

R5k–R200k

Term

12–60 mo

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.