FNB Home Loan
FNB (First National Bank)
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Best for: First-time home buyers with a solid income and good credit looking for additional financial support.
FNB (First National Bank)
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Best for: First-time home buyers with a solid income and good credit looking for additional financial support.
DirectAxis
R10k–R350k
24–72 mo
Best for: Individuals with a steady income of at least R5,000 who need to consolidate multiple debts.
Wonga
R500–R8k
3–6 mo
Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.
Capfin
R1k–R50k
3–24 mo
Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
MFC (Nedbank)
R50k
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Best for: Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.
Standard Bank
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36–60 mo
Best for: Businesses that have been trading for at least 2 years and need predictable repayment schedules.
Absa
R15k
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Best for: Students earning over R3,000 monthly who require funds for tuition and related study expenses.
Absa
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Best for: Households earning up to R34,800 monthly who are looking to finance a home purchase.
African Bank
Up to R500k
18–72 mo
Best for: Individuals with multiple debts seeking to combine them into a single manageable loan.
R500–R8k
3–3 mo
Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.
Bayport Financial Services
R2k–R250k
6–60 mo
Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
FNB (First National Bank)
R30k
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Best for: Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.
GoTyme Bank
Up to R5M
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Best for: Established businesses generating over R50,000 monthly looking for flexible funding options.
Nedbank
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Best for: Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.
Nedbank
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60–360 mo
Best for: First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.
Old Mutual
Up to R250k
3–72 mo
Best for: Individuals with multiple debts seeking to consolidate them into a single loan while earning a steady income.
Mulah
R500–R8k
3–3 mo
Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
Sanlam Credit Solutions
R2k–R200k
6–60 mo
Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
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Best for: Individuals with stable incomes looking to finance a vehicle under R250,000 without hefty penalties for early repayments.
R10k–R5M
3–12 mo
Best for: Established businesses with consistent revenue looking for flexible funding options.
Uncover the truth behind common personal loan myths like guaranteed approval and instant cash. Learn what truly matters when choosing a loan.
Explore the best personal loans this winter with rates from 10.25% to 29.25%. Find options tailored to your needs including fast approval and flexible terms.