Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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FNB Home Loan

FNB (First National Bank)

Representative APR —
Amount

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Term

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Best for: First-time home buyers with a solid income and good credit looking for additional financial support.

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

3–6 mo

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Representative APR 21.0–27.75%
Amount

R1k–R50k

Term

3–24 mo

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

MFC Vehicle Finance

MFC (Nedbank)

Representative APR —
Amount

R50k

Term

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Best for: Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.

Representative APR —
Amount

R15k

Term

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Best for: Students earning over R3,000 monthly who require funds for tuition and related study expenses.

Representative APR —
Amount

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Term

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Best for: Households earning up to R34,800 monthly who are looking to finance a home purchase.

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

3–3 mo

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

FNB Vehicle Finance

FNB (First National Bank)

Representative APR —
Amount

R30k

Term

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Best for: Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.

Representative APR —
Amount

Up to R5M

Term

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Best for: Established businesses generating over R50,000 monthly looking for flexible funding options.

Representative APR —
Amount

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Term

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Best for: Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.

Representative APR —
Amount

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Term

60–360 mo

Best for: First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.

Representative APR 36.0–60.0%
Amount

R500–R8k

Term

3–3 mo

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

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