Capitec Personal Loan
Capitec Bank
R1k–R250k
6–84 mo
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Capitec Bank
R1k–R250k
6–84 mo
Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.
Wonga
R500–R8k
1–6 mo
Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.
TymeBank
R500–R100k
3–36 mo
Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
Finance27
R1k–R7.2k
2–2 mo
Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
Absa
R2k–R300k
6–72 mo
Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.
R500–R8k
—
Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.
Fasta
R500–R8k
1–6 mo
Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.
R4k–R8k
1–6 mo
Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
Nedbank
R2k–R300k
6–72 mo
Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
Mulah
R500–R8k
—
Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
Letsatsi Finance
R500–R8k
1–6 mo
Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
RCS Financial Services
R1k–R100k
6–60 mo
Best for: Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.
FinChoice
R500–R50k
1–36 mo
Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
Bayport Financial Services
R2k–R250k
6–60 mo
Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
Standard Bank
R2k–R300k
6–72 mo
Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
Finbond Mutual Bank
R500–R25k
1–24 mo
Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.
Sanlam Credit Solutions
R2k–R200k
6–60 mo
Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
Old Mutual
R5k–R200k
12–60 mo
Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
FNB (First National Bank)
R1k–R300k
6–72 mo
Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
DirectAxis
R2k–R250k
6–72 mo
Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
Uncover the truth behind common personal loan myths like guaranteed approval and instant cash. Learn what truly matters when choosing a loan.
Explore the best personal loans this winter with rates from 10.25% to 29.25%. Find options tailored to your needs including fast approval and flexible terms.