HSBC Personal Instalment Loan
HSBC Singapore
S$5k–S$100k
12–60 mo
Best for: Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
HSBC Singapore
S$5k–S$100k
12–60 mo
Best for: Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.
DBS Bank
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12–120 mo
Best for: It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.
DBS Bank
S$10k–S$200k
12–84 mo
Best for: Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.
Standard Chartered Bank
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12–360 mo
Best for: Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.
Standard Chartered
S$5k–S$250k
12–60 mo
Best for: This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.
S$10k–S$500k
12–84 mo
Best for: Ideal for those seeking a straightforward loan with a quick approval process and additional perks like cashback on car purchases.
DBS Bank
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12–360 mo
Best for: This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.
DBS Bank
S$3k–S$200k
12–60 mo
Best for: It's best for individuals seeking a personal loan with straightforward terms and quick approval times.
Hong Leong Finance
S$20k–S$150k
12–84 mo
Best for: Best for those looking for a straightforward car loan with quick approval and significant financing options.
CIMB Bank
S$5k–S$200k
12–60 mo
Best for: Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.
OCBC Bank
S$10k–S$200k
12–84 mo
Best for: Singapore citizens and PRs earning at least SGD 30,000 annually who want to finance a new or used vehicle.
S$5k–S$200k
12–60 mo
Best for: Singapore citizens and PRs earning at least S$30,000 annually who need a personal loan for immediate expenses.
Maybank Singapore
S$10k–S$150k
12–84 mo
Best for: It's best for Singaporeans seeking straightforward financing with manageable monthly payments.
OCBC Bank
S$5k–S$250k
12–60 mo
Best for: Individuals earning at least S$30,000 annually who need a personal loan with flexible repayment options.
OCBC starts at 2.48% flat, but effective rates reach 5.81%. Compare financing caps, tenure, credit requirements, and total cost.
Six Singapore personal loans average S$4,666.67 to S$200,000, with listed APRs from 3.29% to 12.33%.
A 2.48% flat rate is not the whole cost. Compare financing limits, effective rates, down payments, and eligibility before signing.