Real rates from banks and fintechs. Compared side by side, no affiliate bias.
PSBank
₱20k–₱250k
24–36 mo
Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.
CIMB
₱30k–₱1M
12–60 mo
Best for: Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.
EastWest Bank
₱25k–₱3M
12–60 mo
Best for: Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.
₱20k–₱3M
12–36 mo
Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
SB Finance
₱30k–₱3M
12–36 mo
Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
Metrobank
₱20k–₱2M
12–36 mo
Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
₱10k–₱2M
6–36 mo
Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
UnionBank
₱20k–₱2M
12–60 mo
Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
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