Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

Representative APR 4.19–6.39%
Amount

Term

6–360 mo

Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Representative APR 9.4–12.15%
Amount

NZ$5k–NZ$75k

Term

12–60 mo

Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

Representative APR 9.95–29.95%
Amount

NZ$500–NZ$50k

Term

3–84 mo

Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.

Representative APR 9.95–29.95%
Amount

NZ$500–NZ$50k

Term

3–84 mo

Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

Consolidation Check rates
Representative APR 7.99–24.99%
Amount

NZ$2k–NZ$100k

Term

36–84 mo

Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Representative APR 13.9–19.9%
Amount

NZ$2k–NZ$50k

Term

6–60 mo

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Representative APR 12.95%
Amount

NZ$2k–NZ$50k

Term

6–84 mo

Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

Representative APR 12.9–19.95%
Amount

NZ$2k–NZ$50k

Term

6–84 mo

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

Representative APR 8.95–19.95%
Amount

NZ$2k–NZ$100k

Term

12–84 mo

Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.

Representative APR 7.99–13.9%
Amount

NZ$2k–NZ$50k

Term

6–60 mo

Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.

ANZ Car Loan

ANZ New Zealand

Representative APR 13.9%
Amount

NZ$3k–NZ$50k

Term

6–84 mo

Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.

Westpac Car Loan

Westpac New Zealand

Representative APR 6.49–12.99%
Amount

NZ$2k–NZ$50k

Term

6–60 mo

Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.

Representative APR 11.5–15.5%
Amount

NZ$1k–NZ$30k

Term

6–60 mo

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Representative APR 9.95–29.95%
Amount

NZ$2k–NZ$50k

Term

12–84 mo

Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

Representative APR 7.99–24.99%
Amount

NZ$2k–NZ$100k

Term

36–84 mo

Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

Representative APR 8.55–11.7%
Amount

NZ$5k–NZ$100k

Term

12–60 mo

Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

Representative APR 12.99–18.99%
Amount

NZ$2k–NZ$30k

Term

12–60 mo

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.