Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Himalayan Bank
Rs100k–Rs5M
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Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.
Nabil Bank
Rs100k–Rs1.5M
12–84 mo
Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.
NIC ASIA Bank
Rs100k–Rs1.5M
12–84 mo
Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.
Laxmi Sunrise Bank
Rs100k–Rs1.5M
12–60 mo
Best for: Salaried individuals in Nepal with stable incomes looking for long-term personal financing.
Nepal Bank Limited
Rs100k–Rs1.5M
12–120 mo
Best for: Salaried professionals in Nepal seeking a personal loan between NPR 100,000 to NPR 1,500,000.
Global IME Bank
Rs100k–Rs1.5M
12–60 mo
Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.
Sanima Bank
Rs100k–Rs7.5M
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Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.
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