Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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GTBank Business Loan

Guaranty Trust Bank

Representative APR
Amount

₦1M

Term

12–60 mo

Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

Representative APR 24–456%
Amount

₦1.5k–₦5M

Term

1–36 mo

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Representative APR
Amount

₦1M

Term

12–60 mo

Best for: Established Nigerian businesses with solid financial records looking for substantial funding.

Representative APR 20.0–28.0%
Amount

₦200k

Term

6–60 mo

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

UBA SME Business Loan

United Bank for Africa

Representative APR
Amount

₦500k

Term

12–60 mo

Best for: Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

Representative APR 25.44–31.8%
Amount

₦50k

Term

3–24 mo

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Representative APR 60.0%
Amount

₦1.5k–₦1M

Term

1–12 mo

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

Representative APR
Amount

₦1M

Term

12–60 mo

Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

Representative APR 54–195%
Amount

₦2.5k–₦1M

Term

2–12 mo

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

Representative APR
Amount

₦150k

Term

1–12 mo

Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

Representative APR 30.0–108.0%
Amount

₦5k–₦250k

Term

1–12 mo

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Representative APR 48.0%
Amount

₦100k

Term

6–24 mo

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

Representative APR 28.5–32.0%
Amount

₦200k

Term

6–60 mo

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Representative APR 36.0–99.0%
Amount

₦6k–₦1M

Term

4–52 mo

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

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