Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

Representative APR 18.0–49.9%
Amount

£1k–£500k

Term

1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Representative APR 99.9–1333.0%
Amount

£50–£1.5k

Term

3–6 mo

Best for: Individuals with limited credit history or lower credit scores needing immediate cash for emergencies.

Representative APR 5.9–24.9%
Amount

£1k–£25k

Term

12–60 mo

Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.

Representative APR
Amount

Term

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Credit Builder Check rates
Representative APR 4.9–19.9%
Amount

£4k–£100k

Term

12–60 mo

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Representative APR 6.9–29.9%
Amount

£10k–£500k

Term

72–72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Representative APR 3.9–24.9%
Amount

£1k–£50k

Term

12–60 mo

Best for: Individuals with a strong credit history who need a personal loan for significant expenses, such as home improvements or debt consolidation.

Representative APR 3.54%
Amount

Term

Best for: Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates

Representative APR 3.9–29.9%
Amount

£1k–£50k

Term

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

Consolidation Check rates
Representative APR
Amount

Term

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Credit Builder Check rates

Oodle Car Finance

Oodle Car Finance

Representative APR 7.9–29.9%
Amount

£3k–£50k

Term

24–60 mo

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Representative APR 24.9–69.9%
Amount

£1k–£5k

Term

12–60 mo

Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.

Representative APR 4.79%
Amount

Term

Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios

Representative APR 3.9–29.9%
Amount

£1k–£50k

Term

Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Consolidation Check rates

Close Brothers Motor Finance

Close Brothers Motor Finance

Representative APR 5.9–24.9%
Amount

£4k–£100k

Term

12–60 mo

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Representative APR 5.9–34.9%
Amount

£1k–£35k

Term

12–60 mo

Best for: Individuals with good to excellent credit scores looking for flexible loan amounts and terms.

Representative APR 4.5%
Amount

Term

Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types

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