iwoca Business Loans
iwoca
£1k–£500k
1–24 mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
iwoca
£1k–£500k
1–24 mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
Lending Stream
£50–£1.5k
3–6 mo
Best for: Individuals with limited credit history or lower credit scores needing immediate cash for emergencies.
£1k–£25k
12–60 mo
Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.
Roma Finance
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Best for: Landlords needing renovation finance with fast turnaround.
£1k–£30k
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Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
Loqbox
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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Black Horse
£4k–£100k
12–60 mo
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
Funding Circle
£10k–£500k
72–72 mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
Lloyds Bank
£1k–£50k
12–60 mo
Best for: Individuals with a strong credit history who need a personal loan for significant expenses, such as home improvements or debt consolidation.
Molo Finance
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Best for: Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates
Lloyds Bank
£1k–£50k
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Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
Wollit
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Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Oodle Car Finance
£3k–£50k
24–60 mo
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
Ocean Finance
£1k–£5k
12–60 mo
Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
Shawbrook Bank
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Best for: Professional landlords and portfolio investors needing a lender that can scale from small BTL to multi-million pound portfolios
Halifax
£1k–£50k
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Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
Creditspring
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Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
Close Brothers Motor Finance
£4k–£100k
12–60 mo
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
Zopa
£1k–£35k
12–60 mo
Best for: Individuals with good to excellent credit scores looking for flexible loan amounts and terms.
Paragon Bank
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Best for: Experienced landlords wanting a BTL lender with decades of specialist experience and support for all property types