Scotiabank Personal Loan
Scotiabank
CA$5k–CA$75k
12–60 mo
Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Scotiabank
CA$5k–CA$75k
12–60 mo
Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.
Up to CA$10
4–12 mo
Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.
CA$2k–CA$35k
12–60 mo
Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.
goPeer
CA$1k–CA$35k
36–60 mo
Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.
CA$3k–CA$200k
12–60 mo
Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.
Meridian Credit Union
CA$1k–CA$50k
12–60 mo
Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.
Tangerine
CA$1k–CA$50k
12–60 mo
Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.
Fairstone
CA$500–CA$50k
6–120 mo
Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.
Mogo
CA$500–CA$35k
6–60 mo
Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.
Fig Financial
CA$2k–CA$35k
24–84 mo
Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.
Spring Financial
CA$300–CA$35k
12–60 mo
Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.
National Bank of Canada
CA$2k–CA$50k
12–60 mo
Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.
TD Bank
CA$5k–CA$50k
12–84 mo
Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.
Coast Capital Savings
CA$1k–CA$50k
12–60 mo
Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.
LendDirect
CA$500–CA$25k
6–60 mo
Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.
Fora Credit
CA$1k–CA$15k
12–100 mo
Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.
Desjardins
CA$500–CA$50k
12–60 mo
Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.
RBC Royal Bank
CA$5k–CA$50k
12–60 mo
Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.